Gio · a business agent by Rivet

The business agent with real authority.

Gio works between you and the companies you do business with — inside the authority you give it, with both sides on the record.

Not a chatbot

An operator with a view of the whole business, not another chat window.

Open Gio and you get a briefing, not a blinking cursor: what needs you, what it handled, what it recommends. Ask when you want to; it works whether or not you do.

Briefs you

Every morning, and whenever something changes: what needs a decision, what it did while you were out, and what it would do next. Amounts, counterparties and the evidence — one page.

Understands the transaction

A normal assistant can read an invoice. Gio knows why it exists: the order behind it, whether the goods arrived, who approved what, what the counterparty said, and whether the payment is ready.

Acts within your authority

You set spending tiers, approved categories and who signs off. Gio prepares payments inside the tiers you set and asks you to approve, and never crosses a line you drew. Everything it does is on the record.

System of action

Your systems of record stay. Gio does what's next.

Software is becoming something you delegate to. The ERP still records what happened. The bank still holds the money. The inbox still fills up. Gio is the layer that reads across all of them and moves the work forward.

Operating software
Open the ERP, the bank, the inbox and the industry portal — then stitch the answer together yourself
Reconcile by hand, weeks later
Approvals live in someone's inbox
Every new system is another project
Delegating to Gio
One briefing across all of them, with the evidence attached
Reconciled overnight; only the exceptions reach you
Approvals come to you — on your phone, with the policy check done
Connect a system once; Gio can use it from then on
“Don't replace my software. Give me someone who can use all of it.”
Agentic commerce
Coming

Gio can find what a transaction needs, pay for it, and account for it.

When a step needs a title record, a condition report or a transport quote, Gio can buy it from a connected provider for cents — no account, no card on file, no invoice to chase. Every payment passes your policy first, and lands in the ledger attached to the transaction it served.

The payment knows who paid whom for what. The ledger knows which business, agent, transaction, workflow and decision it belonged to. That is the difference between a machine payment and a business record.

Open protocolsMCPx402
Connect

Your systems stay. Gio gets connected to all of them.

Connect the software you already use. Each connector tells Gio what it may read, what it may do, and what it may pay for. Nothing gets replaced.

QuickBooks Online

Available

Customers, vendors, invoices, bills and payments. Your system of record stays the system of record.

Xero

Available

Contacts, invoices, bills and payments, kept in step with your Xero books.

Sage

Coming

Sage Business Cloud Accounting: contacts, invoices, bills and payments.

Oracle NetSuite

Coming

Customers, vendors, invoices, vendor bills and payments, connected with credentials from your own NetSuite account.

On Gio Pro

Slack

Available

Documents and notes from the channels you bind arrive on the transaction, and status goes back to the thread.

Google Workspace email

Coming

Your mailbox, in the same context as the work — the conversation that explains a bill sits beside it.

Microsoft Teams

Coming

Channels bound to the transaction, the way Slack's are.

WhatsApp

Coming

Counterparty messages from the field, on the record.

Plaid

Coming

Balances and transactions from the accounts you keep at other banks.

One business context

Instead of asking each system what happened in isolation, Gio works from the connected context around the transaction — the same record both companies see, each from its own side.

Relationship
INV-4417
Documents
Conversations
Approvals
Money
Gio
Authority

You decide how much Gio can do. It shows you everything it did.

You set the policy. Gio prepares payments inside the tiers you set and asks you to approve. The largest wait for two people. New vendors always ask.

Reads your organization's records as you can — never more, never another company's
Every action is recorded with its approver, its policy result and its transaction
Remembers only what you tell it to — visible, confirmable, deletable
Gio & your data →
Defaults you can change
Autonomous ComingGio pays and tells you after · approved categories, known vendors
under $250
Your approvalPrepared with the evidence · one tap, here or on your phone
$250 – $5,000
Two approversGio never schedules these. It waits.
over $5,000
DataTransportationAuction feesPayrollLoansNew vendors
Plans

Two plans. Free, and Pro when Gio does more.

Both plans include a monthly allowance that grows with your plan, the overnight run and your morning briefing. Payments wait until Rivet has reviewed your business and you have activated Rivet Money with our banking partner.

Free

Gio for you and your business, from the first day.

  • One linked bank account
  • QuickBooks, Xero and Sage
  • 50 AI document imports a month
  • The overnight run and your morning briefing
  • Payments prepared for your approval, once Rivet Money is active

Gio Pro

Coming

For when Gio runs more of the business with you.

  • Unlimited linked bank accounts
  • QuickBooks, Xero, Sage and NetSuite
  • 250 AI document imports a month
  • A larger monthly allowance
  • Priority support
  • Autonomous pay within your tiers, once Rivet has verified you and Rivet Money is active Coming
When you're ready for a Workspace

Gio is yours. A Workspace is your company's.

When the business needs more than one person, create a Workspace beside your Gio account, with its own address. Your Gio stays yours.

Compare Workspace plans →
Invite your customers and vendors to work the same transactions
Team seats, with roles and permissions
Workflows and approvals across the team
The full connector tiers, mid-market systems included
Rivet Money for the company
Rivet Network

Operational finance for connected commerce.

Behind Gio is a network where businesses, their systems and their agents transact with one another — without anyone having to run the same software. Each company keeps its systems and its data. The transaction is shared, with its identity, context, approvals and settlement.

Any system can connect. No one has to connect to one.

Business identityYour own network address
Transaction contextOne record, two sides
PaymentsACH · Wire · USDC
Wallets & treasuryBuilt in
Verified historyWho did what, with what evidence
AgentsNamed, permissioned, accountable
More providers connect
Gio can do more
More businesses use it
More transactions flow
and providers have a reason to connect
Make your service Gio-compatible. Coming

Expose data, APIs and workflows to Gio and every agent on the network. Set a price per request. Get paid automatically, with identity and context on every call.

Connect for developers →

You've got software everywhere. Give it someone who can use all of it.

Connect the systems you already run. Set Gio's authority. Start with a briefing tomorrow morning.

Gio is made by Rivet.

Gio — The Business Agent with Real Authority